Last Updated: August 21 2026
What should I do in Ontario if my insurer denies, delays, or undervalues my insurance claim?
Olson Craig Legal can help you stand up to a tough insurance company in Ontario when your claim is wrongfully denied, undervalued, or delayed, or when coverage has been misapplied or exclusions were not properly explained by your agent or broker. A lawyer & paralegals at Olson Craig Legal can review your policy and denial letter, help build a clear evidence and damages package, and assist with steps like responding to investigations and late or incomplete claim handling. They can also help before you sign settlement release documents and may support Proof of Loss paperwork and sworn declarations through commissioner of oaths services. If you need immediate direction, call (226) 886-2001 for a free 15-minute consultation.
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Troubled Insurance Relations
Standing up to fight against an insurance company requires specialty knowledge that helps to equalize the power imbalance that otherwise exists whereas an insurance company has the deep pocket financial resources to hire lawyers, forensic experts, among others, along with the internal staff that understands the applicable insurance principles and relevant legal statutes. These resources provide the insurance company with a significant advantage just when the insured bringing a claim needs help. Professional legal representations provides you with the David that you need in such a David v. Goliath situation.
Note: Please contact Olson Craig Legal by phone at: (226) 886-2001 to discuss any specific questions that you may have.
You May Need Professional Insurance Law Representation If:
- Your insurance company is declining your claim;
- Your insurance company is offering to pay too little for your claim;
- Your insurer is delaying payment of your claim;
- Your agent or broker failed to adequately explain the coverage exclusions;
- Your agent failed to arrange adequate coverage resulting in an underinsured loss; or
- Your coverage terms such as premiums or deductibles unjustly changed.
Common Issues Include:
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Even in situations where all is being well looked after by insurance coverage, assistance in reviewing the final settlement release documents may be available before signing-off of further claim rights.
Assistance may also be available in providing Commissioner of Oaths services to commission sworn declarations including the Proof of Loss documents that finalize the claims process.
NOTE: A significant number of online searches for “lawyers near me” or “best lawyer in” typically highlight a desire for prompt and effective legal support rather than a particular title. In Ontario, “licensed paralegals” are supervised by the same Law Society that governs lawyers and are permitted to represent clients in specific litigation issues. Skills such as advocacy, legal analysis, and procedural expertise are fundamental to this position. Olson Craig Legal provides legal representation within its licensed framework, focusing on strategic positioning, evidentiary preparation, and persuasive advocacy designed to secure efficient and advantageous outcomes for clients.
