Professional Traffic Ticket Representation: Defending Major Charges Including Distracted Driving, Failing to Move Over, and More | Olson Craig Legal


Last Updated: August 23 2026

Question:What are the possible penalties and insurance impacts in Ontario if I’m convicted of a major traffic charge?

Answer:Major traffic convictions in Ontario can mean substantial fines and surcharges, higher insurance premiums for about three years, and, depending on your prior record and demerit points, a possible licence suspension, especially if you were convicted within the past three years, are near the demerit threshold, or have a job requirement to maintain a clean driving record.  To protect your driving privileges and challenge the case early, Olson Craig Legal can review the disclosure, identify strong defence routes, and help prepare persuasive courtroom arguments through lawyer & paralegals.  Call (226) 886-2001 for a FREE 1/4 hour consultation to discuss your facts and next steps.

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Providing Strategic Defence Advocacy

Professional Traffic Ticket Representation: Defending Major Charges Including Distracted Driving, Failing to Move Over, and MoreA major offence, especially when combined with minor infractions or other major charges, can lead to steep increases in insurance rates and, when accompanied by prior convictions or multiple infractions, the possibility of licence suspension due to demerit points as well as large fines. It is important to have a professional review of the potential consequences as well as the case specific facts and the applicable defence theory options, upon receiving a charge for any major driving offence.

Note: Please contact Olson Craig Legal by phone at: (226) 886-2001 to discuss any specific questions that you may have.

Protecting Against Significant Consequences

When convicted of a major traffic violation, a driver usually faces steep fines and surcharges, along with the probability of increased insurance rates for the next three years. Depending upon the past driving record, there is also the possibility of a licence suspension and other consequences.

Factors Tending to Aggravate Penalties

The affects of conviction for a major driving offence can be significantly further aggravated:

  • When a driver was previously convicted within the past three years on another charge;
  • When a driver is on the cusp of having accumulated too many demerit points and this latest major charge now puts the driver at risk of a licence suspension, among other penalties; and
  • When a driver is required to maintain a good driving record as a condition of employment.
Conclusion

Traffic tickets of the major charges type pose serious consequences involving substantial fines plus victim surcharges as well as demerit points that may be the straw that breaks the camel's back resulting in a license suspension.  Additionally, a major charge may result in substantially increased insurance rates including the potential for loss of access to standard insurance market and substitute placement into the highly priced Facility Association.

Accordingly, when charged with a major traffic ticket offence, hiring a professional who knows how to question witnesses, especially which questions to ask and which questions to avoid, and who knows the law, knows the paperwork processes and courtroom procedures, and knows how to make judicially persuasive arguments on the applicable legal principles, is highly important.

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